Bus Conversions dot Com Bulletin Board
September 30, 2014, 09:11:23 AM *
Welcome, Guest. Please login or register.

Login with username, password and session length
News: If you had an E-Mag Subscription:  It will not get lost in the mail.
   Home   Help Forum Rules Search Calendar Login Register BCM Home Page Contact BCM  
Pages: [1] 2 3  All   Go Down
  Print  
Author Topic: Affordable Bus Conversion Insurance?  (Read 5210 times)
mcidave
Newbie
*
Offline Offline

Posts: 42





Ignore
« on: November 18, 2010, 05:45:34 AM »

Since GEICO will not insure my MCI...
I need to know where I can find AFFORDABLE Insurance for a Bus Conversion.  Any info such as approximate rates, co name and phone numbers would be appreciated.
Logged
robertglines1
steam nut
Hero Member
*****
Offline Offline

Posts: 4013





Ignore
« Reply #1 on: November 18, 2010, 06:05:06 AM »

don't know what is cheap but I have all mine at Allstate. bus premium /$500 deductable full coverage including towing(I used) stated $75,000 value, includes Glass coverage. $46per month. pays to shop--S.W.Indiana
« Last Edit: November 18, 2010, 06:08:19 AM by robertglines1 » Logged

Bob@Judy  98 XLE prevost with 3 slides --Home done---last one! SW INdiana
Ednj
Hero Member
*****
Offline Offline

Posts: 997


Ed & Sue Skiba




Ignore
« Reply #2 on: November 18, 2010, 06:15:07 AM »

Call Malissa Thum,

Phone:
(616) 957-2400
(800) 866-0777
Fax:
(616) 957-1204
   Address:
Thum Insurance Agency, L.L.C.
3140 3 Mile Rd. NE
Grand Rapids, MI
49525-3165
 http://www.thuminsurance.com/
Logged

MCI-9
Sussex county, Delaware.
See my picture's at= http://groups.yahoo.com/group/busshellconverters/
That's Not Oil Dripping under my Bus, It's Sweat from all that Horsepower.
----- This space for rent. -----
belfert
Hero Member
*****
Offline Offline

Posts: 5445




Ignore
« Reply #3 on: November 18, 2010, 06:37:22 AM »

Rates are going to vary considerably by area, coverage, and number of tickets/accidents (if any).  I pay around $750 a year, but I have the highest possible coverages for my auto insurance and I live in a large metro area.  I would probably pay a lot less if I lived in a small town and had the state minimums on my insurance.  I also have collision/comp in addition to liability.
Logged

Brian Elfert - 1995 Dina Viaggio 1000 Series 60/B500 - 75% done but usable - Minneapolis, MN
mcidave
Newbie
*
Offline Offline

Posts: 42





Ignore
« Reply #4 on: November 18, 2010, 06:51:16 AM »

Here in la. - Allstate has turned me down along with all of the big names...
VERY FRUSTRATING!
Logged
Iceni John
Hero Member
*****
Offline Offline

Posts: 802




Ignore
« Reply #5 on: November 18, 2010, 07:58:13 AM »

GMAC?

John
Logged

1990 Crown 2R-40N-552:  6V92TAC, DDEC II, HT740, Jake.      Hecho en Chino.     
Behind the Orange Curtain, SoCal.
cody
Guest

« Reply #6 on: November 18, 2010, 08:01:27 AM »

We have basic coverage from Progressive for 260 a year but it doesn't have towing or collision, just basic coverage.  Progressive would be happy to forward the bill for full coverage to anyone that wants to cover it for me.   Grin
« Last Edit: November 18, 2010, 08:18:09 AM by cody » Logged
luvrbus
Hero Member
*****
Offline Offline

Posts: 12580




Ignore
« Reply #7 on: November 18, 2010, 08:07:38 AM »

We all do it different but me I would not drive a bus with minimum coverage something happens people and lawyers think you have assets me I always carried a million worth of coverage does not cost that much more to be on the safe side.
Check with another Geico agent I had no problem with getting coverage from them cost was 680 a year for 250,000 replacement,million liability, full glass coverage with no towing


good luck
« Last Edit: November 18, 2010, 08:19:42 AM by luvrbus » Logged

Life is short drink the good wine first
cody
Guest

« Reply #8 on: November 18, 2010, 08:30:55 AM »

The problem we had with finding an insurance agent is if they couldn't locate the bus in their rate books it didn't exist, state farm, allstate, geico, gmac, and several others all told me that they didn't cover bus conversions, only conventional rv's, I think it's simply because they didn't want to take the time to do the paperwork, I went to the trouble of getting estimates for replacement and getting the estimates for the bus value, progressive quoted me 1800 a year for full coverage which placed it out of reach for me.  I've never had a ticket except for a parking ticket in 1968, I've never filed a claim since a deer hit in 1974 so my driving record shouldn't have been an issue. I won't do online insurance, I prefer a face to face thing with an actual live agent.
Logged
luvrbus
Hero Member
*****
Offline Offline

Posts: 12580




Ignore
« Reply #9 on: November 18, 2010, 08:33:33 AM »

Face to face or know your agent way to do it Cody 


good luck
Logged

Life is short drink the good wine first
TomC
Hero Member
*****
Offline Offline

Posts: 6815





Ignore
« Reply #10 on: November 18, 2010, 08:38:39 AM »

I could get liability insurance to be legal running down the road with AAA.  But to have RV insurance, Progressive is the one I have.  Plus-My truck is also insured with them.  I told Progressive I was doing a truck conversion-there only requirement was that the box was professionally made coming up to all FMVSS standards. 
Plus I have Good Sam Emergency tow service-all tow companies I've talked to both enjoy working with Good Sam and honor their PO's. Good Luck, TomC
Logged

Tom & Donna Christman. '77 AMGeneral 10240B; 8V-71TATAIC V730.
Paso One
Hero Member
*****
Offline Offline

Posts: 512





Ignore
« Reply #11 on: November 18, 2010, 12:13:10 PM »

  I've never had a ticket except for a parking ticket in 1968,

Cody you shocked me. I didn't know you were a criminal :  Here I thought you worked in a prison SmileySmiley
Logged

68 5303 Fishbowl 40' x 102"
6V71  V730 4:10
cody
Guest

« Reply #12 on: November 18, 2010, 12:23:27 PM »

Yep, I'm a criminamal for sure, I didn't even see the parking meter, I came back to the car and there sat this little red envelope under my wiper blade, it said to put a dollar in the envelope and put it into the little red box on the meter pole, thats when I saw the meter so I slid a dollar into the envelope and did as I was told and slid it into the little red box on the meter pole, my other option was to appear in court and explain to the judge how I had inadvertantly slid my car under that little red envelope.  I kinda felt like arlo guthrie when they found his name on an envelope under that pile of trash in the movie.  That was the beginning of my criminal career, life went downhill from there for me, I felt this complusion to break rules where ever I found them, I"ve crossed the street in the middle of the block, I hate to admit it but I even walked on the grass, I need help!!!!!!!!!!!!!, Hello,,,,,, I'm cody,,,,,,,, I have a bus.  Cry
« Last Edit: November 18, 2010, 12:39:50 PM by cody » Logged
belfert
Hero Member
*****
Offline Offline

Posts: 5445




Ignore
« Reply #13 on: November 18, 2010, 12:31:39 PM »

I use a company called Secura for all my insurance needs right now.  I was lucky that they insured my bus with no issues.  Travelers and others can get me lower rates, but they won't touch my bus.
Logged

Brian Elfert - 1995 Dina Viaggio 1000 Series 60/B500 - 75% done but usable - Minneapolis, MN
happycamperbrat
Hero Member
*****
Offline Offline

Posts: 1813





Ignore
« Reply #14 on: November 18, 2010, 04:55:24 PM »

Progressive! They insure both my bus and my daily driver and I got towing or other road side assistance too.
Logged

The Little GTO is a 102" wide and 40' long 1983 GMC RTS II and my name is Teresa in case I forgot to sign my post
Pages: [1] 2 3  All   Go Up
  Print  
 
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.18 | SMF © 2013, Simple Machines Valid XHTML 1.0! Valid CSS!