Full Timer health Insurance

[niles500]

Humana One - HTH

[Seangie]

My Dad's end of life care, is costing more than $12,000.00 a month, since February 2013

Don - Curious if your Dad's healthcare costs are 12k a month with insurance or without?  And my condolences to your dad.  No matter how prepared we are, when the time comes its never easy.

-Sean

[eagle19952]

Don - Curious if your Dad's healthcare costs are 12k a month with insurance or without?  And my condolences to your dad.  No matter how prepared we are, when the time comes its never easy.

-Sean

I only use my personal experience to illustrate the costs. Fortunately for his estate and wish to provide for his grand children he has a benefactor who provides the funding for his care, he is a disabled WWII navy vet.

My personal ethic says that if you are not eligible for Medicaid or Medicare then you should pay something towards your future needs. I was invincible once upon a time, and now I live (by the grace of God) with a cancer that is (thus far) untreatable. Adrenal Cortical Carcinoma. Everyday is a gift, and my wife will never be encumbered by astronomical medical care costs.
A hospital usually will willingly write off co-pays. BUT if you don't have insurance.....they may send you away with minimal treatment. My cancer was discovered in an emergency room. They did not send me away.
I am just a poor slob like most average guys....but with my health insurance I am treated like a millionaire.
PS You can review the ACA offerings here in detail w/o giving up your personal info. You can find policies that cover you nationwide that meet ACA standards.
http://www.thehealthsherpa.com/
http://www.valuepenguin.com/

[luvrbus]

Sean,you should look into some type policy I got my final bill today for 2 days in the hospital the grand total came to $17,571.60 plus the $376.58 the insurance didn't pay that I have to pay, geez no wonder these doctors can buy new a Prevost every 2 years @ that rate it would be over $35,000 a week  

[Oonrahnjay]

  ... health insurance at any price is cheap. I gladly pay and have for 30 years.   ...

       My daddy always sed "if you can't afford to lose it, you can't afford not to insure it".  Insurance is *coverage* - if you buy the right stuff, you're covered by protection from things that you don't know are coming.  I hate surprises ...

[Iceni John]

Full timing in Canada or Europe is your best option.                JIm

Or if you're close to our southern neighbour you can hop across the border and get surprisingly good healthcare for not too many pesos.   On my last two trips to MX I had to see a doctor there each time (nothing serious, just travel-related lurgs), and I was impressed at the quality of personal attention and care, and the selection of medications available for a reasonable cost.   Cuban-trained doctors are some of the world's best, and there are plenty of them in MX.

Here's what Mobile Kodger has to say about his experiences there:  http://mobilecodgers.blogspot.com/2013/09/the-birth-of-dental-empire-at-algodones.html   (All his blogs are a good read anyway.)

Just an idea.
John

[eagle19952]

.... you can hop across the border and get surprisingly good healthcare for not too many pesos.   

That's all well and good, (and I have sought medical and dental care there)...But it's worthless if you can't get there, by morning or "in the golden hour"
PS My Mexican dentist was trained/educated in Tokyo, Japan
I DO NOT pay for dental insurance...that is out of pocket

Here's what Mobile Kodger has to say about his experiences there:  http://mobilecodgers.blogspot.com/2013/09/the-birth-of-dental-empire-at-algodones.html   (All his blogs are a good read anyway.)

Just an idea.
John

[Scott & Heather]

We have united health one (golden rule). $5,000 ded, 100% coverage after meeting ded. Never had issues with them and so far have had around $17,000 worth of claims in the past 4 years of our marriage. Love them. Highly recommended. 1


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[Scott & Heather]

$1,000,000 cap per person per year btw
And $265/mo

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