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Author Topic: Bus Conversion Insurance Again ???  (Read 402 times)
scanzel
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« on: November 13, 2017, 02:42:21 PM »

I have finally got my conversion to 95% completion and would like to get more than just liability maybe some replacement value. Just got a call back from Good Sam who connected me with an agent and all 4 companies they represent said no and FMCA says no to bus conversions. My present one a Good Sam company National General Ins says no to everything only liability which is what I purchased when I bought the bus to drive it home in case something happened. Everything I read in the Search seems to be dated back several years. Have the companies changed or are we just giving them bs to get insurance. I don't want to give them false info only to find out if something happened they come back and say I lied with false info. Who is still out there and doing bus conversion insurance. Thank you.  Huh Huh
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Steve Canzellarini
Berlin, CT
1989 Prevost XL
edvanland
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« Reply #1 on: November 13, 2017, 02:47:26 PM »

We have state farm with all our other cars and house with them also
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Ed Van
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Cornville, AZ
HB of CJ
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« Reply #2 on: November 13, 2017, 03:01:46 PM »

Do you have an insurance agent?  Put him/her to work.
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brmax
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« Reply #3 on: November 13, 2017, 03:36:28 PM »

Are you planning to or maybe its already been done, re-titling with RV classification.  Just curious if that has a bearing in your area.

Good day
Floyd
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1992 MC9
6V92
Allison
usbusin
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'60 PD4104-4355(sold) Now Freightliner Conversion




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« Reply #4 on: November 13, 2017, 03:46:24 PM »

Try Miller Insurance Agency Inc. in Lake Oswego, Oregon

http://www.millerrvinsurance.com/contact/

They were the agent for my 4104 and for my truck conversion.

GaryD
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Gary D

USBUSIN was our 1960 PD4104 for 16 years Ustruckin' is our 2001 Freightliner truck conversion
richard5933
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« Reply #5 on: November 13, 2017, 03:48:33 PM »

I definitely agree that you should have an independent insurance agent. That's how we've insured both of our coaches, and they are the ones that will go to bat to get things moving for you. Assuming that the title is already an RV or motor home, you need to be certain that when you have the conversation the word 'bus' never comes into the conversation. You have a Class A diesel pusher motor home that you'd like to have insured. Provide them with the year, make, and model. That's what we did, although the agent did ask for some photos to have on file in case the underwriting team wanted to verify anything.

We have full coverage, but we did it with a 'stated value' policy. That means that we defined the max amount we'll get paid if there is a claim. It doesn't mean that we will automatically get that amount, but that we have a pre-set upper limit. On our current coach we'll be getting an independent appraisal done this spring so that we'll have something to back up our stated value amount should there ever be a need.
« Last Edit: November 13, 2017, 03:53:35 PM by richard5933 » Logged

Richard
1974 GMC P8M4108a-125 (Current Bus)
1964 GM PD4106-2412
Located in beautiful Wisconsin
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skihor
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« Reply #6 on: November 13, 2017, 04:47:37 PM »

National General took me to the cleaners, bad, over a hail claim. Run away...
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TomC
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« Reply #7 on: November 13, 2017, 05:19:46 PM »

Progressive
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Tom & Donna Christman. '77 AMGeneral 10240B; 8V-71TATAIC V730.
eagle19952
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« Reply #8 on: November 13, 2017, 09:05:18 PM »

Progressive


aisinsurance.com

call vs online quote. (888) 772-4247

they are in California, i have no vehicles with California plates, but i do have Florida, Alaska, and Alabama<currently> and have had vehicles plated in Minnesota and Arizona.
they write many insurers, mine are Progressive, been with them for 15+ years. Coach, cars, motorcycles and cargo trailers
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Donald PH
1978 Model 05 Eagle w/Torsilastic Suspension,8V71 NA, DDAllison on 24.5's 12kw Kubota.
Wants Paint Smiley
Previously owned by Wee Willie Ent.
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