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Author Topic: OT - Looking for New place to call home soon...  (Read 2825 times)
Hartley
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« on: February 22, 2007, 10:21:32 AM »

I have had it with Florida, Taxes, Taxes and more taxes and outragious insurance rates.

Maybe I am just tired of the weather or just tired...

I am looking for property 5 to 10 acres secluded/wooded and fairly flat with road and bus access around Tennesse
or surrounding areas where the taxes are low and living is acceptably cheap. No lot or deed restrictions
and low to no zoning problems. I want to put up a bus barn or workshop or find one already done.

I have found a couple so far but I figured I would ask if anyone knows of any that I have missed or might know of
something in thier area. I have my house up for sale and as soon as that happens I am outta here and back to living
in the bus for a while. Of course I have a LOT of haulage to drag along with me so I don't want to be mobile for
too long because having a shipping container with my stuff in it moved is a bit expensive.

The only catch is that I need to be within reasonable driving distance to a hospital with a cardiac care unit and
local cardiologist and doctors.

Dave.....
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« Reply #1 on: February 22, 2007, 10:47:46 AM »

Hi Dave,

Good Luck to the both of you.... Maybe you can find one of thoose park management positions until you can find a new home?

I'll bet your even tired of thoose mini tornado's too

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« Reply #2 on: February 22, 2007, 11:25:55 AM »

Hey Dr Dave How about a campground close to Dallas Smiley Smiley ...........    OUR DALLAS  Smiley
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« Reply #3 on: February 22, 2007, 11:26:27 AM »

While I don't know of a specific property, the Chattanooga area might meet your needs well.

  • Memorial Hospital has a highly reputed cardiac center
  • Plenty of rural property for sale around the area
  • Enjoyable size city.  Not too big, not too small. (metro area about 400K)
  • Weather is temparate with 4 seasons but a mild winter.
  • Natural disasters are virtually unheard of here (one tornado in last 30 years and that was relatively minor)
  • Low insurance rates
  • Bus conversion friendly Title/Registration office
  • Good Interstate connectivity (on junction of I75 & I24 and within about 10 miles of I59)
  • Within 100 miles of Atlanta, GA and Nashville, TN and 150 miles of Birmingham, AL. (for those times when big city features are needed)

I have lived many places over the years and Chattanooga is my favorite.
« Last Edit: February 22, 2007, 12:32:52 PM by HighTechRedneck » Logged
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« Reply #4 on: February 22, 2007, 12:17:43 PM »

Dr Dave,

I know of a few places that might fit your needs in the Birmingham, AL metro area.
UAB Hospital is one of the top cardiac facilities in the US.
Feel free to e-mail me if you would like more information.
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Hartley
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« Reply #5 on: February 22, 2007, 12:51:54 PM »

Hey Dr Dave How about a campground close to Dallas Smiley Smiley ...........    OUR DALLAS  Smiley

Yahhaaa haaa haaa.... Yeah Right... I suspect that the little bit that I will get for my house and land wouldn't
even come close to pay the property taxes on that place. ( qualified humor )...

I ought to just rent a spot from Busted Knuckle for a while. I am sure I could make him miserable with my
technical skills and ingenuity. He might actually do a conversion just to shut me up... Grin Grin Grin
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« Reply #6 on: February 22, 2007, 03:29:13 PM »

Be careful Dr Dave. I sold my house in 1999 and bought a motor home cause I did not know where I wanted to live. Here it is 2007 and I still do not know where I want to live!!!! I'm not even sure I want to stay in this country.
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« Reply #7 on: February 22, 2007, 03:44:16 PM »

I know a girl who works for a forclosure co. here in Nashville and she says they have plenty of properties right now. They deal with Mobile homes so people really screw them over and all there left with is a chunk of land. She was telling me the other day about how one was sold dirt cheap. The greater Nashville area is really nice And has all your asking for. There are plenty of camp grounds here that you can stay in while looking for about $300.00 per month. Plus I'm here Grin
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« Reply #8 on: February 22, 2007, 03:56:45 PM »

Here it is 2007 and I still do not know where I want to live!!!! I'm not even sure I want to stay in this country.

C'mon up to Canada  we need another person to pay our taxes  Grin
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« Reply #9 on: February 22, 2007, 04:31:58 PM »

Be careful Dr Dave. I sold my house in 1999 and bought a motor home cause I did not know where I wanted to live. Here it is 2007 and I still do not know where I want to live!!!! I'm not even sure I want to stay in this country.

We sold our house in Deltona Florida in 1998 and lived in our RTS conversion until Oct 2004 after the hurricanes.
the trick to that was always find someone that needs nightime security and has enough room and tolerance
for the junk collection that seems to follow along. Power and Water is also highly recommended.

Florida has become a tax nightmare, crime is up around Orlando or maybe it's just that we hear more about
it lately. But when over 50% of my salary is just to pay property tax and insurance It's time to make a change.

I gave the RTS away for FREE about a year ago to someone who wanted to tow it away, It made it about
a mile from here to a local diesel shop back lot where it is being used daily as a dog house for the security dogs
and some storage while they work towards hooking up the engine and tranny that I put in it after I had it
hauled home here.

The MC9 will become the new temporary home while we figure out what to do next. It's functional even though
is unfinished inside and out. Hey it works and that's all that matters..

I had a 20 yard dumpster delivered today and the "SHTUFF" is gonna fly... If it dont fit in my 40 foot shipping container or usable in the bus
it don't go with me..... My wife has other ideas and has not quite understood what I am saying yet.... Ohhh.... Boy....
I am going to get into big big trouble over what goes and what stays.. I can just hear it now.... Shocked
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« Reply #10 on: February 22, 2007, 05:53:46 PM »

Dave, When stuff that she wants to keep goes into the bus, don't say anything much.  Just bide your time.  As she tries to function on a daily basis with all that "stuff" she will start to get rid of it on her own.  When we moved into our, I had to keep everything, and I mean everything, but not many days go by now that I don't toss something.  Dallas was patient with me and let me realize for myself that things aren't all that important.  Give it a try!  Cat
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« Reply #11 on: February 22, 2007, 06:03:03 PM »

Are taxes really that bad in Florida?  I thought people moved there in part because of no state income tax?  I suppose they make it up on other taxes.

I'm prepping to move myself, but I'm only going to move maybe 30 miles or so.  I want a place where I can build a garage for the bus.  If I thought I could find a good job elsewhere, I might move to a new area, but I have a lot of friends and family locally.  My job now is somewhat secure.  If I started a new job in computers/IT now, I wouldn't be suprised to be laid off in a few years as companies only care about the shareholders not the employees.

Brian Elfert
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« Reply #12 on: February 22, 2007, 06:37:03 PM »

 Tax's are not that bad in FL. But they went from dirt cheap to moderately expensive so everyone is in an uproar. Now insurance is that bad here. It really will drive you out of the state.
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« Reply #13 on: February 22, 2007, 07:59:37 PM »

Are taxes really that bad in Florida?  I thought people moved there in part because of no state income tax?  I suppose they make it up on other taxes.

I'm prepping to move myself, but I'm only going to move maybe 30 miles or so.  I want a place where I can build a garage for the bus.  If I thought I could find a good job elsewhere, I might move to a new area, but I have a lot of friends and family locally.  My job now is somewhat secure.  If I started a new job in computers/IT now, I wouldn't be suprised to be laid off in a few years as companies only care about the shareholders not the employees.

Brian Elfert

Well as a person who has been in IT/computers and technical supprt of sorts for the last 14 years, Low pay, High stress and all that goes with the territory I am getting tired. I once had a bumper sticker " Working in Florida is a Tropical Depression ", That about sums it up...
( I have had other lives too and wore out a few way early !)

I applaud anyone who survives and actually can make a living at it ( IT )...

The Tax situation isn't a surprise here. It's a political thing, The counties want more money so they find ways to add riders and millage numbers
to the property tax bills. The Homestead deal and tax rate limits are flipped over whenever the property ownership changes, I inherited the property from my parents who had been paying $1,500 a year or so, That was limited to a 3% maximum cap per year.

With the title change the county decided to up the value of the property by almost $200,000 over the previous value and taxed me accordingly.
Now at over $3,500 a year and climbing it is not going to jump now more than 3% per year, However. The jump in property value is calculated with a new tool called "GREED" and the old dart board of how much can we screw homeowners. There's been a lot of complaints since our county went completely nuts in their values.

In reviewing the tax bill and hearing all the hoopla about how the state wants to lower property tax by increasing the sales tax rates. I looked at what caused my tax bill to go crazy. It was the " Schools " part that went up about 200% .. The supposed tax reductions proposed would not affect the schools part of the tax bill and in effect only cut a couple hundred off the overall taxes id even that much. Not drastic enough...
and sales tax would then be 7.5 to 9%  with the current sales tax the "already" 6.5% plus county addon taxes of 1/2 to 1% that are already collected.

Homeowners insurance is another nightmare. Mine this time was around $2,000, next year it will be more and could even be up to 40% more.
My house is a little over 25 years old and passed the insurance inspections without problems. However... Because I have to spend better than 50% of my annual takehome salary just to pay taxes and insurance I cannot afford to "maintain" or "repair" should anything major happen.

Ok, So 4 hurricanes in 2004... Tornado through my back yard on Christmas Day 2006, Tornado wiped out the south end of town 4 miles away on Feb 2,2007 and who knows what else will happen.. I figure I better get going and move out from under that dark cloud that has found me again to someplace with a more predictable weather pattern.

Rain I can do, Hot I can do, Cold I can do, But not all at the same time... That's what it's like living in Florida, Freeze at Night and turn on the A/C when the sun comes up. ( Lately ).. Swamp or Sweat.. It still is a nice place for most people but just not me. Been here too long and the land is a little too flat and sandy for me.....
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« Reply #14 on: February 22, 2007, 08:10:24 PM »

There is a huge exodus of people leaving Florida and moving to the Carolinas and Tennessee. Do to Property taxes, Hurricanes, Crime and more
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« Reply #15 on: February 23, 2007, 04:00:12 AM »

Tennessee sales taxes are over 9% but property taxes are low in most counties, insurance is low and there isn't a state income tax.  The tax and spend pols keep wanting to institute a state income tax, but the people resoundingly shut it down.  A few years ago when the legislature was taking it up again and seriously considering it, a large group of people surrounded the building and threw rocks breaking the windows.  (I'm not condoning violence necessarily, but it is reminiscent of how our country was started, a tax revolt.)  Immediately the legislature dropped the idea.  The following year it was brought up again, but not nearly as seriously and if I recall correctly the governor shut it down.  The last couple years it hasn't even been attempted.  I'm sure it will arise again some time but the bottom line it is a low tax state.  Last time I noticed the report, there were only two states with lower over all taxes.
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« Reply #16 on: February 23, 2007, 06:47:18 AM »

Dave,

Before you pack it all up, take a look at North Florida.  Columbia county is still rural, reasonable property taxes, HO has gone up but not as crazy as other areas.

Len
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« Reply #17 on: February 23, 2007, 06:53:13 AM »

Florida isn't so bad or as bad as some say it is! Sure there are problem areas and there are good areas. Yea there are storms but who doesn't have them? I remember when I lived up north, we had bad storms only then you didn't know they were on the way. At least now and here they tell you in advance when they are coming. You take cover or you head for drier/calmer land! It's a seasonal thing too. I ain't shoveling snow and I'm not pumping water. I know there are those that do have to do that each and every year! I have to cut grass and I have to spray for insects. Nothing different there! The heat? Yea it gets hot at times but not so hot you can't stand it! If that was the case every blue hair here wouldn't be here! Cold? Yea if you want to call it that! Low to mid 30's is cold for ones born here but most of the transplants can deal with those temps over low to mid teens elsewhere!
Taxes? I guess it depends on where your living as in like you say, every county is different! If you look at it this way, you came into this world with nothing and just how much do you think you will leave with? So what if it cost you a little more to live here in Florida, are you going to get rich living someplace else like in the mountains of Tn. and IF you do by chance become wealthy or even comfortably stable, then you unfortunately leave this world, what did you gain? Just how much are you planning on taking with you AND will that get you further thru the gates?
Bottom line is no matter where you live, there are pluses and minuses to each and every place you look, like lower taxes in Tn. but sub zero temps to deal with in winters or quakes in Ca. or floods in Ms.
I'm sitting here right now looking out my windows looking towards the rear of my property towards the east at a full sun with leaves falling gently to the ground and squirrels playing in the trees! The grass is green in most places and a slight, cool, not hot, breeze blowing at times! It's quiet and little to no traffic! If it wasn't affordable tax wise, insurance wise, or mortgage wise, we wouldn't have bought it just a month ago! Like I said, it all depends on where you choose to live but don't blame it all on Florida! Smiley

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« Reply #18 on: February 23, 2007, 07:04:28 AM »

Talk to Dreamscape!!  LOLOL  Wink
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« Reply #19 on: February 23, 2007, 07:55:56 AM »

Dr. Dave, Come on Down!

If you like West Texas that is. It's not bad really considering where we just moved from. A lot less traffic and people to deal with, and the cost of living is real affordable! Grin



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« Reply #20 on: February 23, 2007, 08:03:53 AM »

I agree that most locales have their own set of natural disasters or hardships.  But in over 10 years in the Chattanooga area, I haven't seen one.

Winters are mild.  They had a blizzard here once in 1993.  Other than that, most winters here don't even see a dusting of snow.  2-3 days per year there is morning ice on overpasses but that is dealt with quickly in most areas and melts off quickly anyway.

Summers are warm with highs in the 80's to 90's.  Rarely (2-3 days per year) the temperature hits 100.

Spring and Fall are colorful and comfortable.

While tornadoes hit areas in North Georgia, Central Tennessee and up on the Cumberland Plateau, Chattanooga has only had one relatively minor tornado in 30 years.  Only the remnants of former hurricanes come here, nothing dangerous.  Certain low points experience low grade flooding occaisionally.  Most areas are well drained either naturally or with flood control.  Earthquakes are not a problem here either.

As I look out my window right now:
  • the sky is clear blue
  • the sun is shining bright
  • the temperature is 41, low was 38 and high yesterday was 69, 71 the day before
  • there is a gentle Northeast breeze blowing
  • lawns are green year round and I've never had to water my lawn to keep it green
  • valley meadows are green, high ground fields aren't but will be in about a month
  • birds (Robins in the yard right now), squrrels and rabbits are a common sight in the city while deer and wild turkey and water fowl are common in rural areas

And contrary to some myths, the song "Rocky Top" isn't blowing on the breeze although TN Vols football is nearly a religion here.  (you might want to remove any Gators bumber stickers or flags from your vehicles before coming here Grin )

Some interesting links for more info about the area:

I wan't born here and I'll probably always think of west Texas as hometown, but in my opinion the Chattanooga area is just about the most perfect overall place to live and so here I stay.
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« Reply #21 on: February 23, 2007, 11:34:45 AM »

I am a transplant here, My family moved here from Kentucky when I was 18 months old.
I grew up in the Ocala National Forest and spent most of my swim time in Lake Mack ( was wiped by tornado recently )
I stayed in West Virginia for 3 years during elementary school. I loved that place but soon had to come home.
I have been back to WVA and Kentucky and my only living relatives are in those areas.

I have lived in Columbus Ohio, Huntington WVa, Raliegh NC, Deland FL and Area for the most part.
Worked for Disney and Universal, Played their games.

My wife is a Native from Lakeland Florida and she doesn't want to be here anymore since most of
her family is gone or estranged. She want's to plant a garden that in not in plastic pots and grow food.
She can grow anything and I am sure that if she had some good river bottom soil to work with it would
be a blast.

We have travelled to many of the areas over the years and found that although Florida has been our home
we prefer the seasons and the nicer people that are not stressed out from tourists and "dual language" specific
intrusions into our once easy going areas.

I have no need to learn a new language and simply won't go there. English is enough and having to learn  spanish to function day to day is just not what I want to do. Not now not ever..

Nothing grows in sand but fire ants... ( and the occasional Bus...Smiley Whoops.... Shocked
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« Reply #22 on: February 23, 2007, 12:07:25 PM »

Right on Dave!!!!!   Well said.

  A bumper sticker I seen read: Will the last American out of Florida please bring the flag.

    Plenty of truth there.
         Chaz
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« Reply #23 on: February 23, 2007, 06:38:05 PM »

I am looking for property 5 to 10 acres secluded/wooded and fairly flat with road and bus access around Tennesse or surrounding areas where the taxes are low and living is acceptably cheap. No lot or deed restrictions and low to no zoning problems. I want to put up a bus barn or workshop or find one already done.

Well, Living in the Research Triangle area (Raleigh/Durham/Chapel Hill) of North Carolina isn't too bad. I moved here in late 2000 following my heart. Well that didn't work out, but I stayed here found the woman I am now married to and we have set up shop in Hillsborough, NC. Hillsborough is almost equidistant between Raleigh and Greensboro. There are several world-class hospitals near us, property of the size you seek  and with few restrictions is available if you are willing to live 35-40 minutes or so away from the center of the research triangle.

The work situation is pretty decent, and growing better. Companies are moving here or growing their footprints. There is an interesting mix of manufacturing (HondaJet is building a facility in Greensboro, BectonDickenson, etc.), High Tech (Cisco, Nortel, Network Appliance, IBM, etc.), Biotech/Pharma (Glaxo, Wyeth, Biogen, etc.), and college/university (Duke, NC State, UNC, NC A&T) environments.

Cheers,

- John
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« Reply #24 on: February 24, 2007, 07:10:04 PM »

This doesn't tell all, but may shed some llight on alternatives:

http://money.cnn.com/pf/features/lists/total_taxes/

tg
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« Reply #25 on: February 27, 2007, 06:28:28 AM »

I ought to just rent a spot from Busted Knuckle for a while. I am sure I could make him miserable with my
technical skills and ingenuity. He might actually do a conversion just to shut me up... Grin Grin Grin

Need directions? We're right on the KY-TN Stateline 2.5 hrs from Memphis, 3hrs from Nashville and 1.5 hrs straight North of Jackson, TN, 1.25 hrs from Paducah, KY (If you drive like everyone else in FL subtract .75 to 1 hrs from the above figures! LOL!).

There's plenty of room here, and we need some part time bus drivers. Come on up! Our landlord might even set you up with a permenat spot until we all get run out by I-69 which the south bound lanes are gonna take out the house, and the North bound lanes are gonna take out the shop! It could start this yr, or it could take 20 yrs! (they ain't bought the property yet! )
BK  Grin
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